Secure Peso (“the App”) respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how information is collected, used, disclosed, stored, and protected when you access, download, install, register for, or use the App and related services.
By using Secure Peso, you acknowledge that you have read and understood this Privacy Policy and agree to the practices described herein.
Secure Peso is a digital lending application designed to provide eligible users in the Philippines with a convenient mobile borrowing experience.
For privacy-related questions or requests, you may contact us at:
Email: services@predominantlendinginc.com
The loan services of Secure Peso are provided by ONLINE LOANS PILIPINAS FINANCING INC., a legitimate entity registered with the Securities and Exchange Commission (SEC) of the Philippines. Its registration number is CS201726430, and its certification number is 1181.
We strictly comply with local laws and regulations and have undergone comprehensive registration to ensure business legality and compliance, delivering a professional and reliable financial service experience for you.
We collect only the information reasonably necessary to provide our services, verify identity, process applications, manage user accounts, improve service quality, and comply with legal or regulatory obligations.
The information we may collect includes:
Full name
Date of birth
Gender
Mobile number
Email address, if provided
Residential address
Government-issued identification details
Selfie photo or identification images submitted for verification
Loan application details
Employment or income-related information, where required
Bank account or e-wallet information
Repayment and transaction history
Account status and loan usage records
Device model
Operating system and version
Device identifiers
IP address
App version
Login history
Crash logs and diagnostic information
Basic app interaction data
If permitted by your device settings, we may collect approximate or precise location data for fraud prevention, identity verification, compliance review, or service optimization.
We may collect documents, photos, screenshots, or other files you choose to upload for identity verification, application support, customer service, or related functions.
To support certain features, the App may request access to selected device functions. These permissions are used only when necessary and may be managed through your device settings.
Used to capture identification documents, selfies, or other verification images.
Used to upload stored documents or images required for application processing or account support.
Used to help verify identity, detect suspicious activity, support compliance checks, and improve risk control. The App may request access to approximate or precise geolocation data. If you grant access, we will use the data to improve fraud detection and enhance services.
Used to assist in building a limited credit profile using encrypted metadata, such as names and phone numbers only, never messages. If granted, we access contact names and numbers for verification purposes only.
Used to measure the effectiveness of non-personalized marketing campaigns and provide service notifications.
If you choose not to grant any of these permissions, certain features may be unavailable or may not function properly. However, core borrowing and repayment functions will remain available.
We may use collected information for the following purposes:
To create and manage your account
To review and process loan applications
To verify your identity and eligibility
To support credit assessment and internal risk review
To facilitate loan disbursement and repayment processing
To communicate with you regarding applications, transactions, account activity, and customer support
To detect, investigate, prevent, and respond to fraud, abuse, unauthorized access, or other harmful activity
To improve app stability, performance, usability, and service quality
To fulfill legal, regulatory, audit, compliance, or reporting obligations
To enforce applicable agreements, policies, and rights
We do not sell your personal information to third parties.
We may share your information only where reasonably necessary and permitted by law, including with:
Third-party vendors that assist with identity verification, cloud hosting, analytics, customer service, payment processing, technical maintenance, fraud prevention, and other operational support.
Partners involved in loan servicing, risk review, repayment processing, or related service delivery, where necessary to operate the App and provide lending services.
Where disclosure is required by law, regulation, legal process, court order, or official request, or where necessary to protect legal rights or respond to lawful investigations.
If Secure Peso or its related business undergoes a merger, acquisition, financing, restructuring, or asset transfer, relevant information may be transferred as part of that transaction, subject to appropriate confidentiality and legal safeguards.
We implement reasonable administrative, technical, and organizational safeguards to protect personal information against unauthorized access, misuse, loss, alteration, or disclosure.
These measures may include:
Encrypted data transmission
Secure server environments
Access restrictions based on business need
Internal security monitoring
Periodic system review and maintenance
While we take reasonable steps to protect your information, no system can guarantee absolute security.
We retain personal information only for as long as reasonably necessary to:
provide the requested services,
maintain business and transaction records,
resolve disputes,
enforce agreements,
and comply with legal, regulatory, tax, accounting, or reporting obligations.
When retention is no longer required, information may be securely deleted, anonymized, or otherwise disposed of in accordance with applicable procedures.
Subject to applicable law, you may have the right to:
Request access to certain personal information we hold about you
Request correction of inaccurate or incomplete information
Request deletion of information where legally permitted
Withdraw consent for optional processing activities
Manage app permissions through your device settings
Contact us regarding privacy-related concerns or requests
To make a privacy request, please contact:
services@predominantlendinginc.com
We may need to verify your identity before processing certain requests.
The App may contain links to or integrations with third-party services, websites, payment channels, or support tools. We are not responsible for the privacy practices, security, or content of third-party services that are not controlled by Secure Peso. Users are encouraged to review the privacy policies of those third parties separately.
Secure Peso is intended only for users who meet the applicable legal age requirements for our services. We do not knowingly collect personal information from children or individuals who are not legally eligible to use the App. If we become aware that information has been collected from an ineligible individual, we may delete such information in accordance with applicable requirements.
We may revise this Privacy Policy from time to time to reflect changes in the App, business practices, legal requirements, or service features. Any updated version will become effective when posted in the App or on the relevant website, unless otherwise stated.
Your continued use of Secure Peso after an update becomes effective constitutes your acknowledgment of the revised Privacy Policy.
If you have any questions, concerns, or requests regarding this Privacy Policy or the handling of your personal information, please contact us at: